Lawyer assistance in canceling debts for utility services

Description

Have your cards been blocked due to utility arrears, or were non-existent amounts charged? The YURCONSULT attorneys cancel unlawful charges and remove arrests from accounts. Contact us right now.

If you ignore the problem, the enforcement service may not only block your accounts but also put your apartment up for auction if the debt exceeds 160 thousand hryvnias. Many people make a mistake by paying part of the amount — this automatically interrupts the statute of limitations. We will analyze your situation online across all of Ukraine and find a legal path to cancel debts for utility services.

How to legally write off utility debts

Large charges for heat, water, or gas often become an unpleasant surprise. Utility companies may demand payment even for periods when you did not use the services or did not live in the apartment at all.

The law is on your side, and canceling utility debts is a completely real procedure. The main thing is not to let the situation drift and not to sign any documents from suppliers without checking them.

Application of the statute of limitations

Service providers have the right to collect debt only for the last 3 years. If the utility company sued for older periods, the court will not cancel the debt automatically. The lawyer must file a special application for applying the statute of limitations, and then the old debts will be nullified.

Debts of previous apartment owners

When buying real estate, you may suddenly discover someone else’s debts in your personal account. If you did not sign an agreement to transfer the debt to yourself, you are not obliged to pay for the previous owners. We will prove this to the suppliers or through the court.

Procedure for canceling a court order for debt collection

You can find out about the court only after your bank cards stop working. Utility enterprises often use a simplified procedure — they obtain a court order without summoning the parties.

This is a fast way to block your money, but it can be appealed. In our practice, there are many such cases. For example, the court canceled an order to collect 31 thousand hryvnias due to disputed charges.

Deadlines for appealing the order

You have only 15 days from the moment you receive a copy of the order to file an application to cancel it. If you miss this deadline, the document will become legally binding and the money will start to be collected forcibly. Even if you learn about the order through a smartphone app or from the bank, the deadline can be restored.

Consequences of canceling an enforcement document

Canceling the order stops enforcement proceedings. The arrest on your accounts is lifted, and you can again freely use your funds. After that, the utilities will have to file a full lawsuit, where we can challenge the amount of the debt.

Protection against arrest of property and bank cards

The biggest fear for a debtor is losing housing or constant blocking of salary cards. The enforcement service acts quickly: as soon as the court decision reaches them, your accounts are frozen.

We know how to act when collecting debts to protect your property from forced realization and restore your financial freedom.

Unblocking accounts in enforcement proceedings

Life with blocked cards becomes a test. We help lift the arrest from salary and pension accounts so that you have access to the funds needed to live. To do this, relevant petitions are filed with the enforcement officer or the court.

Lifting the arrest on real estate

If the debt amount exceeds 160 thousand hryvnias, the enforcement officer has the right to seek recovery against the only housing. This is a critical situation that requires immediate intervention. We stop the auction, appeal the actions of the enforcement officer, and preserve your apartment.

Challenging unlawful charges for gas and heating

Often, debts arise not because of non-payment, but because of calculation errors or charges for services you did not receive. This is especially true for gas and centralized heating.

If you did not live in the apartment or the home was disconnected from the networks, these charges are unlawful. We have successful experience in such cases — recently the court canceled the debt to Naftogaz of 27 thousand hryvnias because the client did not live at the specified address.

Proving the fact of not residing

To nullify the charges, it is necessary to provide the court with compelling evidence of your absence. These may include certificates from your place of work in another city, residential lease agreements, border crossing stamps, or the status of an internally displaced person (IDP). We will help you gather these documents and submit them to the court correctly.

Errors in suppliers’ calculations

Utility companies often ignore meter readings and calculate debt using general standards. If you sign a reconciliation statement with such figures, you effectively acknowledge the debt. We conduct a detailed analysis of the charges and force the suppliers to carry out a recalculation.

Cost of a lawyer’s services for utility matters

Pricing is critical when it comes to financial difficulties. We understand this, so we work as transparently as possible. The initial consultation is free — our lawyer will review your documents and honestly tell you whether there is any point in going to court.

If utility arrears are only part of your larger debt to banks and microfinance organizations, you may be eligible for the bankruptcy procedure for individuals, which fully releases you from all obligations.

Transparent pricing

We announce the cost of services right away after analyzing your case. No hidden payments or unforeseen expenses during the court process.

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