Debt Relief for Credit

Description

Legal office “Юрконсалт” offers a comprehensive approach to debt relief on a loan.

We take into account the latest requirements of financial legislation and the individual circumstances of each client to effectively protect the rights of the debtor and resolve issues related to loan arrears.

Thanks to the experience of our specialists in banking and MFO disputes, we guarantee an individual approach to your situation and the optimal selection of legal mechanisms.

Consultation with an attorney regarding loan debts

The lawyers of “Юрконсалт” provide comprehensive legal consultations regarding loan arrears—starting from analyzing the terms of the loan agreement to clarifying your rights, calculating potential risks, and choosing the optimal way to get rid of the debt.

Particular attention is paid to the time and payment terms of the agreement, as well as legal regulation of such disputes within the framework of current legislation.

We thoroughly study the legal aspects and apply best practices of judicial protection in situations of non-payment of debt.

Main routes and mechanisms for debt relief

• Debt restructuring – a court procedure to change the terms of the loan obligation: from loan “holidays” and paying only the principal amount of the loan to reducing interest rates and extending the term of the agreement. Our attorneys will help you draft a restructuring plan that the court will consider effective.
• Sanation – implementing a debt settlement plan before opening proceedings in bankruptcy cases. The court sets the criteria for sanation, its stages, the allocation of obligations, and monitors compliance with the plan. We consult and support the process from development through complete fulfillment of all requirements.
• Bankruptcy of an individual – a process in which the court officially recognizes the debtor’s inability to repay the debt by other means than through a special procedure. Judicial practice in Ukraine is complex, so support from a qualified attorney is critically important to achieve the result.

Legal practice of the attorney office “Юрконсалт”

Our attorneys not only provide legal support for various loan cases, but also have real experience in challenging loan debts, writing off interest and excessive payments, and winning disputes with banks, MFOs, and other financial institutions.

We use a thorough analysis of credit history, consider all relevant court practice, and the best strategies to achieve the most favorable outcome for the client.

Why choose attorney office “Юрконсалт”

• 10+ years of experience in the field of financial disputes
• 10+ attorneys and specialists with practical experience
• Fixed prices and transparency of cooperation
• Prompt communication: online and offline consultations
• Full support: from consultation to the final court decision

Contact “Юрконсалт” right now!

If you need professional legal assistance to get rid of loan debts, contact the attorney office “Юрконсалт”—our attorneys will develop an individual defense strategy and provide qualified support at all stages of your case.

Call or leave a request on the website—and we will help you resolve financial problems quickly and effectively!

Frequently asked questions about debt relief

Is it possible to legally not pay a loan during martial law?

Martial law does not отменя/ отменя? the obligation to repay the loan; however, it exempts the borrower from charging штрафs and пені (penalties/forfeiture). The principal amount of the loan and interest provided for in the agreement, banks, and MFOs have the right to continue charging.

How to write off interest on microloans (MFOs)?

To write off unlawfully accrued “cosmic” interest, it is necessary to initiate negotiations with the MFO or challenge their actions in court. In many cases, MFOs agree to restructuring and to writing off interest on the condition that only the principal amount of the loan is paid.

What is the procedure of bankruptcy of an individual?

This is a legal mechanism that allows the complete write-off of debts (except for alimony and compensation for damages) through the commercial court if the amount of debt exceeds 30 minimum salaries. Our attorneys “turnkey” support clients at all stages of the bankruptcy procedure.

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