{"id":223488,"date":"2026-05-24T20:19:11","date_gmt":"2026-05-24T17:19:11","guid":{"rendered":"https:\/\/jurconsult.pro\/posluga\/uncategorized\/bankruptcy-lawyer-in-kyiv\/"},"modified":"2026-09-07T00:26:09","modified_gmt":"2026-09-06T21:26:09","slug":"bankruptcy-lawyer-in-kyiv","status":"publish","type":"product","link":"https:\/\/jurconsult.pro\/en\/posluga\/kyiv-en\/bankruptcy-lawyer-in-kyiv\/","title":{"rendered":"Bankruptcy lawyer in Kyiv"},"content":{"rendered":"<p>Have your accounts been blocked, and collectors and enforcers are pressuring you and your loved ones every day because of unbearable debts? The \u042e\u0420\u041a\u041e\u041d\u0421\u0410\u041b\u0422 attorneys will help you officially write off all loans and start your financial life from scratch. Contact us right now to stop the accrual of interest and protect your property.<\/p>\n<p>Today, the bankruptcy procedure for an individual is the only legal way to completely escape the debt trap in Ukraine. Learn more about <a href=\"https:\/\/jurconsult.pro\/kredyty\/anticollector\/bankrutstvo-yak-zakon-zahyshhaye-yedyne-zhytlo-ta-spokij-rodyny\/\">the protection of your only home in bankruptcy<\/a>, which guarantees the safety of your home.<\/p>\n<p>Our bankruptcy lawyer in Kyiv will take over the entire court process in the Commercial Court of the city of Kyiv so that you receive the desired decision to be released from obligations with minimal involvement from you.<\/p>\n<div class=\"jc-top-facts\">\n<h3>Why it is important to contact a bankruptcy lawyer on time<\/h3>\n<ul>\n<li>Debts do not disappear by themselves \u2014 interest and penalties accrue every day until the court decision.<\/li>\n<li>Automatic seizure of accounts and property occurs immediately after enforcement proceedings are opened.<\/li>\n<li>In 2026, the strict debt threshold was abolished \u2014 you can file for bankruptcy regardless of any insolvency.<\/li>\n<li>Only the debtor has the right to initiate bankruptcy proceedings \u2014 a bank cannot do this instead of you.<\/li>\n<li>An enforcement fee in the amount of 10% of the debt is collected automatically in case of inactivity.<\/li>\n<\/ul>\n<\/div>\n&#013;\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0417\u043c\u0456\u0441\u0442:<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/jurconsult.pro\/en\/posluga\/kyiv-en\/bankruptcy-lawyer-in-kyiv\/#Bankruptcy_procedure_for_individuals_in_Kyiv\" >Bankruptcy procedure for individuals in Kyiv<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/jurconsult.pro\/en\/posluga\/kyiv-en\/bankruptcy-lawyer-in-kyiv\/#What_debts_can_be_written_off_through_bankruptcy\" >What debts can be written off through bankruptcy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/jurconsult.pro\/en\/posluga\/kyiv-en\/bankruptcy-lawyer-in-kyiv\/#Cost_of_registering_bankruptcy_for_an_individual_and_mandatory_payments\" >Cost of registering bankruptcy for an individual and mandatory payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/jurconsult.pro\/en\/posluga\/kyiv-en\/bankruptcy-lawyer-in-kyiv\/#Stages_of_the_court_process_in_the_Commercial_Court_of_the_city_of_Kyiv\" >Stages of the court process in the Commercial Court of the city of Kyiv<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/jurconsult.pro\/en\/posluga\/kyiv-en\/bankruptcy-lawyer-in-kyiv\/#Consequences_of_bankruptcy_for_an_individual_and_their_family\" >Consequences of bankruptcy for an individual and their family<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/jurconsult.pro\/en\/posluga\/kyiv-en\/bankruptcy-lawyer-in-kyiv\/#Local_practice_and_features_of_bankruptcy_in_Kyiv\" >Local practice and features of bankruptcy in Kyiv<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/jurconsult.pro\/en\/posluga\/kyiv-en\/bankruptcy-lawyer-in-kyiv\/#How_to_find_a_bankruptcy_lawyer_in_Kyiv\" >How to find a bankruptcy lawyer in Kyiv<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/jurconsult.pro\/en\/posluga\/kyiv-en\/bankruptcy-lawyer-in-kyiv\/#Start_a_new_financial_life_without_debts_and_collectors_today\" >Start a new financial life without debts and collectors today<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bankruptcy_procedure_for_individuals_in_Kyiv\"><\/span>Bankruptcy procedure for individuals in Kyiv<span class=\"ez-toc-section-end\"><\/span><\/h2>&#013;\n&#013;\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a9f8c051c26a&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a9f8c051c26a\" class=\"wp-block-image size-medium wp-lightbox-container\"><img decoding=\"async\" width=\"300\" height=\"300\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" class=\"wp-image-97942\" src=\"https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/perevahy-bankrutstva-z-advokatom-300x300.jpg?v=1779643649\" alt=\"Comparison of the consequences of inactivity and the results of the bankruptcy procedure for an individual with a lawyer in Kyiv\" srcset=\"https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/perevahy-bankrutstva-z-advokatom-300x300.jpg 300w, https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/perevahy-bankrutstva-z-advokatom-150x150.jpg 150w, https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/perevahy-bankrutstva-z-advokatom-372x372.jpg 372w, https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/perevahy-bankrutstva-z-advokatom-100x100.jpg 100w, https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/perevahy-bankrutstva-z-advokatom.jpg 512w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>&#013;\n<p>Constant fear of losing everything, daily threats from collectors, and fully blocked bank cards \u2014 this is the reality hundreds of debtors in the capital live in. When the financial burden becomes unbearable, ordinary attempts to negotiate with banks only pull you deeper into the debt pit. The bankruptcy procedure for individuals in Kyiv is the only lawful way to stop this cycle and completely write off your debts.<\/p>\n<p>The law gives every citizen who finds themselves in a difficult situation the right to officially declare themselves insolvent. This is not a life sentence, but a civilized legal tool that works successfully all over the world. Our lawyers will help you correctly initiate this process so that you can return to normal life without fear for your future.<\/p>\n<h3>Who can initiate the insolvency procedure<\/h3>\n<p>The insolvency procedure can be initiated exclusively by the debtor themselves \u2014 no bank or MFO can do it against your will. This is your personal lawful opportunity to stop the accrual of interest and write off the accumulated debts. If you feel that your income is no longer sufficient to cover mandatory payments, this is the first signal to contact a lawyer.<\/p>\n<h3>Grounds for opening proceedings in court<\/h3>\n<p>The court opens proceedings if the amount of your obligations exceeds the ability to perform them, or if there is a threat of insolvency. In 2026, strict limits regarding the minimum amount of debt were abolished, making the procedure available to a much larger number of citizens. The key is to prove to the court that your financial hardship is real and not artificially created.<\/p>\n<div class=\"jc-universal-cta-wrapper\">\n<div class=\"jc-mini-cta\">\n<div class=\"jc-mini-cta__content\">\n<div class=\"jc-mini-cta__header\">NEED HELP?<\/div>\n<div class=\"jc-mini-cta__title\">Tired of daily calls from collectors and blocked cards?<\/div>\n<div class=\"jc-mini-cta__text\">We will legally write off your debts \u2014 start your financial life from scratch.<\/div>\n<\/div>\n<p><a class=\"jc-mini-cta__btn\" href=\"https:\/\/lnk.bio\/jurconsult\" target=\"_blank\" rel=\"noopener\">Bankruptcy lawyer in Kyiv<\/a><\/div>\n<\/div>\n&#013;\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_debts_can_be_written_off_through_bankruptcy\"><\/span>What debts can be written off through bankruptcy<span class=\"ez-toc-section-end\"><\/span><\/h2>&#013;\n<p>Many people mistakenly believe that through court it is possible to write off only large bank loans or a mortgage. In reality, the law allows you to be fully released from the vast majority of financial obligations that have accumulated over years of insolvency. This applies not only to banks, but also to microfinance organizations that charge thousands of percent in penalties.<\/p>\n<p>We analyze the structure of your debt in detail before submitting an application to accurately determine which obligations fall under liquidation. The result of our work is the complete clearing of your credit history from toxic debts, which gives you the opportunity to use bank cards freely again.<\/p>\n<h3>Writing off loans in banks and MFOs<\/h3>\n<p>Loans in banks and microfinance organizations (MFOs) form the basis of most debt cases that we successfully close. The court writes off not only the principal amount of the loan, but also all accrued interest, penalties, and \u0448\u0442\u0440\u0430\u0444 sanctions, which often exceed the debt itself by several times. After the procedure is completed, creditors no longer have the right to make any demands of you.<\/p>\n<h3>Debts for utilities and taxes<\/h3>\n<p>Debts for housing and utilities services, as well as tax obligations of individuals and individual entrepreneurs (FOPs), are also subject to full write-off within the court procedure. If you have accumulated significant amounts for utilities that you physically cannot pay, bankruptcy will solve this problem as well. Tax authorities will be required to write off your debt as hopeless.<\/p>\n<h3>Debts that cannot be written off under the law<\/h3>\n<p>The law clearly defines categories of obligations that cannot be written off even through the bankruptcy procedure for an individual. These include alimony, compensation for damage caused to the health or life of other persons, and the single social contribution. These debts will remain with you, so we always take their existence and amount into account during the initial case assessment.<\/p>\n<div class=\"jc-instruction-block\">\n<h3>How to start working with \u042e\u0420\u041a\u041e\u041d\u0421\u0410\u041b\u0422 on bankruptcy in Kyiv<\/h3>\n<ol>\n<li><strong>Prepare loan agreements and claims.<\/strong> Collect all available documents about your debts, letters from banks, MFOs, or the enforcement service.<\/li>\n<li><strong>Describe your financial situation.<\/strong> Tell the lawyer about your income, existing property, marital\/family status, and the reasons why you cannot pay.<\/li>\n<li><strong>Send the materials for preliminary analysis.<\/strong> Send photos or scanned copies of the documents to our lawyer in the way that is convenient for you.<\/li>\n<li><strong>Write to us in the chat for an initial consultation.<\/strong> Our lawyer will assess your situation for free, check whether there are prospects for bankruptcy, and tell you whether we can take your case for work.<\/li>\n<\/ol>\n<\/div>\n&#013;\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cost_of_registering_bankruptcy_for_an_individual_and_mandatory_payments\"><\/span>Cost of registering bankruptcy for an individual and mandatory payments<span class=\"ez-toc-section-end\"><\/span><\/h2>&#013;\n&#013;\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a9f8c051cbfa&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a9f8c051cbfa\" class=\"wp-block-image size-medium wp-lightbox-container\"><img decoding=\"async\" width=\"300\" height=\"300\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" class=\"wp-image-97943\" src=\"https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/etapy-zvernennya-do-yurkonsalt-300x300.jpg?v=1779643663\" alt=\"Step-by-step instructions on how to contact a bankruptcy lawyer in Kyiv and start the debt write-off procedure\" srcset=\"https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/etapy-zvernennya-do-yurkonsalt-300x300.jpg 300w, https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/etapy-zvernennya-do-yurkonsalt-150x150.jpg 150w, https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/etapy-zvernennya-do-yurkonsalt-372x372.jpg 372w, https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/etapy-zvernennya-do-yurkonsalt-100x100.jpg 100w, https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/etapy-zvernennya-do-yurkonsalt.jpg 512w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>&#013;\n<p>The question of cost is often the main barrier for people who are already in a difficult financial situation and do not have extra funds. It is important to understand that the bankruptcy procedure requires certain mandatory expenses defined by law, but these costs are not comparable to the millions of debts that you will get rid of. We offer transparent terms of cooperation with no hidden payments.<\/p>\n<p>All financial aspects are discussed in detail during the initial consultation, where we calculate the exact amount of court expenses for your specific case. We never take on cases that are clearly losing in advance, so you can be confident that every hryvnia you pay will work toward your final result.<\/p>\n<h3>Mandatory court expenses and advance payment of the insolvency practitioner<\/h3>\n<p>Legislation requires the debtor to pay an advance payment into the court deposit to pay the insolvency practitioner\u2019s services who will accompany your case. This payment is mandatory for opening proceedings in court and cannot be waived. However, the law allows, under certain conditions, requesting the court to grant a deferment or installment plan for these expenses.<\/p>\n<h3>Price of bankruptcy lawyer services end-to-end in Kyiv<\/h3>\n<p>The cost of our legal assistance depends on the complexity of your case, the number of creditors, and the availability of property that needs protection. We offer a fixed fee for accompanying the case, which is set in the agreement and does not change during the work. You receive full protection from collectors, preparation of all documents, and end-to-end representation in court.<\/p>\n<h3>How much does credit restructuring cost<\/h3>\n<p>Debt restructuring as part of a court procedure is an alternative to full write-off, allowing you to repay debts on extremely favorable terms. We help develop and approve in court such a restructuring plan under which interest is fully written off and the principal amount of the loan is repaid over several years without overpayments.<\/p>\n<div class=\"jc-service-block\">\n<h3>What \u042e\u0420\u041a\u041e\u041d\u0421\u0410\u041b\u0422 does during your bankruptcy procedure<\/h3>\n<ul>\n<li><strong>We analyze your financial documents in detail.<\/strong> We assess risks for your property and determine the best protection strategy.<\/li>\n<li><strong>We form a complete set of documents for the court.<\/strong> We prepare an application to open proceedings, a declaration of property status, and a restructuring plan.<\/li>\n<li><strong>We submit the application to the Commercial Court of the city of Kyiv.<\/strong> We monitor the opening of the case and the appointment of a loyal insolvency practitioner.<\/li>\n<li><strong>We represent your interests at all court hearings.<\/strong> We protect your position before the judge and creditors without your mandatory presence.<\/li>\n<li><strong>We block any demands and collectors\u2019 calls.<\/strong> From the moment the case is opened, we direct all communication with creditors to our lawyer.<\/li>\n<li><strong>We accompany the procedure until the final decision.<\/strong> We strive for the full write-off of all debts and the official closure of enforcement proceedings.<\/li>\n<\/ul>\n<\/div>\n&#013;\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Stages_of_the_court_process_in_the_Commercial_Court_of_the_city_of_Kyiv\"><\/span>Stages of the court process in the Commercial Court of the city of Kyiv<span class=\"ez-toc-section-end\"><\/span><\/h2>&#013;\n<p>The court process for the bankruptcy of individuals in the capital takes place exclusively in the Commercial Court of the city of Kyiv, which considers all cases of this category for residents of the city. This is an official procedure that requires strict compliance with procedural deadlines and document submission rules. We know all the nuances of the work of Kyiv judges and ensure flawless support for your case.<\/p>\n<p>You can find the addresses of the courts and the enforcement service <a href=\"https:\/\/jurconsult.pro\/gov\/kyiv\/\">in the directory of Kyiv state institutions<\/a>. Having an experienced lawyer by your side guarantees that your application will not be rejected due to formal errors, and that the process will run as quickly as possible with minimal stress for you. We also use successful cases, such as <a href=\"https:\/\/jurconsult.pro\/victory-case\/skasuvannia-vykonavchoho-lysta-delta-bank-kredit-poruka\/\">cancellation of an enforcement writ for 1.2 million hryvnias<\/a>, which confirms our expertise in fighting large banks.<\/p>\n<h3>Submitting an application to the Commercial Court of the city of Kyiv<\/h3>\n<p>Submitting an application is the first and most important step that triggers the entire legal mechanism of bankruptcy. The judge carefully checks the submitted documents, the debtor\u2019s financial situation, and the existence of grounds for opening the case. We prepare the application in such a way that the court will have no doubts about your good faith and insolvency.<\/p>\n<h3>Debt restructuring procedure for the debtor<\/h3>\n<p>After the case is opened, the court must introduce the debt restructuring procedure, which lasts up to 120 days. During this time, the accrual of any interest, penalties, and fines is fully stopped, and all enforcement proceedings are suspended. We negotiate with banks and offer terms that are beneficial specifically for you, not for creditors. Read more about this in the article on <a href=\"https:\/\/jurconsult.pro\/kredyty\/bankrutstvo\/bankrutstvo-fizychnykh-osib-etapy-protsedury\/\">stages of the bankruptcy procedure for individuals<\/a>.<\/p>\n<h3>Declaration of insolvency and repayment of debt<\/h3>\n<p>If the restructuring plan is not approved due to the inability to repay the debts, the court decides to recognize you as bankrupt and moves to the liquidation procedure. The insolvency practitioner conducts an inventory of the property, after which all unpaid debts are fully written off. You receive an official court ruling on release from all obligations.<\/p>\n&#013;\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Consequences_of_bankruptcy_for_an_individual_and_their_family\"><\/span>Consequences of bankruptcy for an individual and their family<span class=\"ez-toc-section-end\"><\/span><\/h2>&#013;\n<p>Many debtors are afraid to start the procedure due to myths about the terrible consequences of a bankrupt status for them and their families. In reality, the law protects citizens\u2019 interests and creates conditions for their financial recovery, not punishment. Most restrictions are minor and in no way interfere with your normal life.<\/p>\n<p>We explain all consequences in detail even before the start of the process, so you can make a well-considered and calm decision. The main result you get is complete financial freedom: removal of all seizures from your accounts and the opportunity to officially work and receive income again.<\/p>\n<h3>Protection of your only home from confiscation and auctions<\/h3>\n<p>The law reliably protects your only home from forced sale at auction during the bankruptcy procedure if it is not subject to a mortgage. Even if creditors demand the sale of your apartment or house, the court will keep the home in your ownership to ensure normal living conditions. We know how to correctly apply these legal provisions to protect your home.<\/p>\n<h3>Restrictions after the bankruptcy procedure is completed<\/h3>\n<p>After the procedure is completed, you are required for 5 years to notify in writing about your bankrupt status when concluding new loan agreements. Also, you will not be able to initiate new bankruptcy during the same term and hold certain management positions in some institutions. These restrictions are a completely acceptable price for full relief from million-level debts.<\/p>\n<h3>Inability to file for bankruptcy again within 5 years<\/h3>\n<p>The law limits the right to declare yourself bankrupt again for 5 years to prevent abuse of this instrument. This means that after the debts are written off, you will need to take responsibility for your new financial obligations. However, this period gives you enough time to fully restore your solvency and financial reputation. After successful completion, it is also recommended to complete <a href=\"https:\/\/jurconsult.pro\/posluga\/vykonavche\/vyluchennya-z-reyestru-borzhnykiv\/\">removal from the debtor register<\/a>.<\/p>\n&#013;\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Local_practice_and_features_of_bankruptcy_in_Kyiv\"><\/span>Local practice and features of bankruptcy in Kyiv<span class=\"ez-toc-section-end\"><\/span><\/h2>&#013;\n&#013;\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a9f8c051d444&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a9f8c051d444\" class=\"wp-block-image size-medium wp-lightbox-container\"><img decoding=\"async\" width=\"300\" height=\"300\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" class=\"wp-image-97944\" src=\"https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/protses-roboty-yurkonsalt-300x300.jpg?v=1779643676\" alt=\"Stages of legal support of an individual bankruptcy procedure by the \u042e\u0420\u041a\u041e\u041d\u0421\u0410\u041b\u0422 attorneys in the Commercial Court of the city of Kyiv\" srcset=\"https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/protses-roboty-yurkonsalt-300x300.jpg 300w, https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/protses-roboty-yurkonsalt-150x150.jpg 150w, https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/protses-roboty-yurkonsalt-372x372.jpg 372w, https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/protses-roboty-yurkonsalt-100x100.jpg 100w, https:\/\/jurconsult.pro\/wp-content\/uploads\/2026\/05\/protses-roboty-yurkonsalt.jpg 512w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>&#013;\n<p>The Kyiv region has its own specifics in considering cases of insolvency of individuals due to the high workload of courts and the activity of local enforcement services. The Commercial Court of the city of Kyiv reviews dozens of such applications every day, so it is extremely important to submit impeccably prepared documents from the very first time. Any inaccuracy can delay the case for many months.<\/p>\n<p>Our attorneys have many years of experience working with Kyiv judges and insolvency practitioners, which allows us to effectively forecast the course of each case. We know how the Shevchenkivskyi, Pecherskyi, or Solomianskyi divisions of the state enforcement service operate in Kyiv and we promptly achieve the removal of seizures from your accounts immediately after the opening of court proceedings. For example, thanks to our experience in cases such as <a href=\"https:\/\/jurconsult.pro\/victory-case\/skasuvannia-zaochnoho-rishennia-sens-bank\/\">cancellation of a default judgment in a currency loan<\/a>, we know how to find a way out even in the most difficult situations.<\/p>\n<p>You can contact our Kyiv office for an in-person meeting with a lawyer and a detailed analysis of your situation. We will ensure full support of your case at every stage, guaranteeing confidentiality and professional protection of your property interests from any unlawful actions by creditors.<\/p>\n<h3>Analysis of mistakes in property declarations of Kyiv residents<\/h3>\n<p>According to statistics, about 34% of bankruptcy applications in Kyiv remain without movement due to errors in declarations. Most often, debtors forget to include outdated property, shares in charter capital, or the income of family members. We carefully check every figure before submitting it to the Commercial Court of the city of Kyiv to avoid delays.<\/p>\n<h3>Interaction with the insolvency practitioner in the capital<\/h3>\n<p>The insolvency practitioner is a key figure in the process, acting as the property manager and reporting to the court. Many debtors fear their actions, but with our lawyer\u2019s support, cooperation with the practitioner proceeds constructively. We help prepare an objective report on property status and protect your interests from unlawful claims.<\/p>\n<div class=\"jc-office-map-placeholder\" data-city=\"\u041a\u0438\u0457\u0432\">\n<h2 class=\"jc-office-map__title\"><span class=\"ez-toc-section\" id=\"How_to_find_a_bankruptcy_lawyer_in_Kyiv\"><\/span>How to find a bankruptcy lawyer in Kyiv<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<div class=\"jc-faq-wrap\">\n<h3>Questions about the bankruptcy of individuals in Kyiv<\/h3>\n<details class=\"jc-faq-box\">\n<summary class=\"jc-faq-q\">Can I file for bankruptcy if I don\u2019t have an official income?<\/summary>\n<div class=\"jc-faq-a\">Yes, the absence of official income is one of the main grounds for recognizing a person as insolvent. If your income is not enough to cover mandatory payments, the law allows you to initiate the bankruptcy procedure. The court will write off all debts in full, even if you have no official sources of earnings.<\/div>\n<\/details>\n<details class=\"jc-faq-box\">\n<summary class=\"jc-faq-q\">Will my only apartment be taken during the bankruptcy procedure?<\/summary>\n<div class=\"jc-faq-a\">No, the law reliably protects your only home from confiscation if it is not pledged or under a mortgage. Living space up to 60 sq.m for an apartment and up to 120 sq.m for a house is fully protected from sale at auction. We will help you properly complete the documents to guarantee the safety of your home.<\/div>\n<\/details>\n<details class=\"jc-faq-box\">\n<summary class=\"jc-faq-q\">How long does the court process in the Commercial Court of the city of Kyiv take?<\/summary>\n<div class=\"jc-faq-a\">Typically, the bankruptcy procedure in the capital lasts from 6 to 9 months from the moment proceedings are opened. The timeline depends on the workload of the judges of the Commercial Court of the city of Kyiv and the complexity of your case. During all this time, a moratorium on satisfying creditors\u2019 claims applies, so collectors won\u2019t bother you.<\/div>\n<\/details>\n<details class=\"jc-faq-box\">\n<summary class=\"jc-faq-q\">What debts are impossible to write off under any circumstances?<\/summary>\n<div class=\"jc-faq-a\">The law prohibits writing off debts related to alimony, compensation for damage caused to the health or life of other persons, and \u0437\u0430\u0434\u043e\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u044c for paying the single social contribution (USC). All other types of obligations, including bank loans, microloans in MFOs, taxes, and utility payments, are written off in full.<\/div>\n<\/details>\n<details class=\"jc-faq-box\">\n<summary class=\"jc-faq-q\">What will happen to my bank cards and accounts after the case is opened?<\/summary>\n<div class=\"jc-faq-a\">Immediately after the court proceedings are opened, all enforcement proceedings are suspended, and seizures on accounts are lifted. You will be able to use your bank cards freely again to receive salary or a pension. However, all financial operations during the procedure are coordinated with the insolvency practitioner.<\/div>\n<\/details>\n<\/div>\n<div class=\"yur-v11-wrap yur-v11-cta-block\">\n<div class=\"yur-v11-cta-content\">\n<h2><span class=\"ez-toc-section\" id=\"Start_a_new_financial_life_without_debts_and_collectors_today\"><\/span>Start a new financial life without debts and collectors today<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Don\u2019t wait until the enforcement service blocks all your cards or puts your property up for forced auction. Contact the \u042e\u0420\u041a\u041e\u041d\u0421\u0410\u041b\u0422 attorneys in Kyiv \u2014 we will conduct an initial consultation, assess the prospects of your case, and help you legally write off all debts. Write to us in the chat right now to take the first step toward your financial freedom.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<ul>\n<li>We will help you use the legal status and go through the procedure with an experienced bankruptcy lawyer in Kyiv.<\/li>\n<li>We will cancel all fines, penalties, and illegally accrued interest on your loans.<\/li>\n<li>We will stop the daily psychological pressure and calls from collectors to your loved ones.<\/li>\n<li>We will protect your only home and valuable property from forced sale at auction.<\/li>\n<li>We will unblock your card accounts and remove the arrests imposed by the enforcement service.<\/li>\n<li>We will prove your insolvency in the Commercial Court of the city of Kyiv.<\/li>\n<li>We will fully write off your debts to banks, MFOs, and the tax service.<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"rank_math_title":"Bankruptcy lawyer in Kyiv: we will write off your debts","rank_math_description":"Bankruptcy lawyer in Kyiv. 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