Bankruptcy Lawyer
Original price was: 1000 ₴.500 ₴Current price is: 500 ₴.
- We will help initiate bankruptcy proceedings and write off loans.
- We will stop the accrual of interest, penalties, and late fees today.
- We will unlock your bank cards for you to use freely.
- We will protect your only home and property from confiscation.
- We will cancel unlawful demands from creditors and MFOs.
- We will relieve you from collection calls and psychological pressure.
Description
Debts grow every day, and banks and collectors threaten to seize your property? Attorneys at YURKONSALT write off loans through the bankruptcy procedure. Contact us right now.
When the debt becomes unmanageable, the stages of the personal bankruptcy procedure seem complicated. But from the moment the case is opened in court, a moratorium is introduced. This means that penalties are no longer accrued, and creditors lose the right to demand money directly.
If you do nothing, you risk losing assets through enforcement proceedings. Court is not the end—it is your chance to legally wipe out financial obligations and start over with a clean slate.
Why it’s important to contact a lawyer on time
- More than 60% of self-filed applications are rejected by the court due to procedural errors in the documents.
- From the moment the case is opened, debts are frozen, and penalties are no longer accrued.
- The law protects your only home from confiscation if it is not mortgaged.
- A lawyer helps restore access to blocked cards at the initial stages.
Зміст:
Conditions for initiating bankruptcy proceedings
To apply to the court, your situation must meet certain criteria. The law clearly defines when a debtor has the right to initiate a write-off.
We review your financial indicators and prepare the evidence base. If the conditions are met, the court opens proceedings, and you receive protection from creditors.
Total debt exceeds 30 minimum wages
Your total debt to all creditors must exceed the established limit. This is the main condition for opening proceedings.
Delays in payments
You stopped repaying loans or making other scheduled payments more than two months ago. This confirms your insolvency.
How to save property when writing off debts
The biggest fear for a debtor is ending up without a roof over your head. But proper property protection in bankruptcy through court allows you to preserve your assets. We analyze your property in detail even before filing the applications.
For example, we have successful experience in such cases—see our cancellation of an unlawful assignment of a bank debt. You get a legal shield that will not allow banks to take your property.
Protection of the only home
The law explicitly prohibits taking your only apartment or house if they are not in a mortgage. You remain the owner of your real estate.
Cancellation of arrests and bans
From the moment the case is opened, all enforcement proceedings are suspended. Your bank cards are unlocked for free use.
How to get help
- Prepare the documents. Collect all loan agreements, bank statements, and letters from MFOs.
- Describe the situation. Recall the total amount of задолженность (debt) and the number of creditors.
- Hand the materials to the lawyer. Take clear photos or scans of the documents so we can analyze them.
- Message us in chat right now. The first consultation is free. Send all documents you have: photos of agreements, statements, and notices about the arrest.
Which loans can be written off through court
The procedure allows you to get rid of most financial obligations. This applies to bank loans, microloans, and tax debts. Your credit history is cleared.
However, there are debts that cannot be written off, for example, alimony or compensation for harm to health. We immediately tell you which amounts can be wiped out and which will remain.
Bank loans and MFOs
Subject to full write-off after the procedure is completed.
How YURKONSALT works with your case
- We analyze the financial situation. We check the validity of the debts and the existence of grounds for court.
- We gather the evidence base. We obtain the necessary certificates, statements, and prepare a declaration of property status.
- We prepare the application. We form a package of documents and submit it to the commercial court.
- We interact with the insolvency (arbitration) manager. We monitor the process of sale or restructuring, protecting your interests.
- We defend in court. We advocate our position at hearings and challenge unlawful demands by banks.
Cost of legal support for bankruptcy
The first consultation at our office is free. We review your situation and determine whether we can realistically help you.
Further work by the lawyer and court costs are paid at a clearly agreed price. You know the case budget in advance and do not receive hidden payments.
Transparent pricing
All expenses are fixed in the contract, which guarantees that there will be no unexpected additional charges.
Protection from collectors and microloans
When you end up in a debt trap, MFOs start calling you and your relatives. From the moment the bankruptcy case is opened, this pressure stops.
All negotiations are conducted exclusively on a legal basis through the insolvency (arbitration) manager. You no longer communicate with collectors—we do it for you.
Stopping the calls
Collectors lose the right to bother you and your relatives.
Consequences of bankruptcy for an individual
After the procedure is completed, you are released from debts and can start your financial life anew. The law establishes only a few temporary restrictions that do not affect your everyday life.
You keep your job, you can travel abroad, and you can freely manage your new income.
Ban on повторное банкрутство (re-bankruptcy)
For five years, you will not be able to initiate this procedure again. This is the only significant restriction.
Notification of status
When оформляting new loans, you will be required to notify banks in writing about your status. However, this does not mean an automatic refusal of a loan.
Questions about personal bankruptcy
How long does the personal bankruptcy procedure actually take?
Can microloans be written off?
What property will the insolvency manager definitely not take?
Can I travel abroad during the court process?
How do I start the insolvency process?
What should I do if my debt is small?
Ready to get rid of debts forever?
Don’t wait for creditors to seize your property through the enforcement service. Contact us for an analysis of your situation, and we will find a legal path to your financial freedom. Write to us in chat to take the first step.
Читати на: мові
Reviews
There are no reviews yet.