Attorney for Credits and MFOs in Kyiv

Description

Has a bank or an MFO sued you, and you don’t know how to protect yourself? ЮРКОНСАЛТ bureau attorneys in Kyiv will help you write off unlawful interest and protect your property. Contact us right now to solve your problem.

If you ignore creditors’ demands, a private bailiff will block your cards within a day. You will learn about it suddenly when you can’t pay in a store. However, you can win a lawsuit against an MFO for an online credit and completely get rid of your debts if you involve a specialist in time.

Attorney services for credits and MFOs in Kyiv

Credit debts in microfinance institutions often become the cause of daily stress. When interest amounts exceed the principal of the loan by several times, borrowers end up in a dead end. However, there is always a way out if a professional handles your case.

In our Kyiv bureau, we offer a full range of services to protect your rights. Choosing our credit attorney will help you deal with banks’ and MFOs’ demands, stop the accrual of unlawful interest, and protect your property from forced collection.

Judicial protection in the capital has its own specifics due to the heavy workload of the courts, so the right strategy from the very first days is crucial for victory.

Legal analysis of a credit agreement

Analyzing the terms of crediting makes it possible to identify hidden commissions and unlawful penalty sanctions. Many MFOs include in their agreements clauses that directly contradict the current legislation of Ukraine. We find these violations and use them as our main weapon in court.

Representation and judicial protection for debtors

Judicial protection for a borrower provides full case support from filing a response to receiving the final decision. You don’t have to spend your time attending hearings — the attorney will handle everything independently. The result will be a significant reduction or full write-off of your debt.

Pre-trial settlement of a credit dispute

Pre-trial compromise allows you to close the loan on favorable terms without a long court battle. Often the best solution is restructuring MFO debts, which makes it possible to pay only the principal amount of the loan in installments.

Court practice in Kyiv and cancellation of writs of execution

Kyiv courts and enforcement services open hundreds of proceedings daily based on notaries’ writs of execution. This is the fastest way for MFOs to block your accounts and begin forced collection of funds from wages.

However, a notary’s writ of execution can and should be challenged in court. Our attorneys have extensive experience working in the courts of Kyiv, which allows us to quickly overturn unlawful collections and return money to clients.

You can find the addresses of courts and the enforcement service in the directory of state institutions of Kyiv to understand exactly where your case is considered, or you can ask our bureau to handle this work.

Arrest of bank accounts by a private bailiff

Card blocking by private bailiffs in Kyiv happens automatically through the Automated System of Enforcement Proceedings (ASВP). You lose the ability to use your own funds in an instant. We promptly prepare motions to lift the arrest and restore your access to the money.

Stopping forced collection of funds

Stopping the collection of interest from your official salary is possible only after filing a lawsuit in court. We ensure that enforcement proceedings are suspended during the period of judicial consideration. This guarantees that your money will remain with you until the final decision is issued.

Lawful write-off of microloan debts in Kyiv

Microfinance organizations charge thousands of percent per year by taking advantage of people’s financial hardship. Many believe there is no way out and keep paying their last money to settle made-up fines.

But the law is on your side — the court allows you to write off all unlawful charges and return the case to the real principal of the loan. Our practice shows that reducing your debt to an MFO by several times is a completely realistic task.

For example, recently we handled a court dispute with КЕШ ТУ ГОУ in Kyiv, where we managed to reduce the amount of взыскання from 21 thousand to 6,400 hryvnias by canceling all unlawful interest.

Write-off of unlawfully accrued interest and penalties

Penalties and fines are written off based on a detailed calculation that we file with the court. MFOs often charge interest outside the term of the loan agreement, which is a serious violation of the law. Judges in Kyiv consistently support the position of borrowers in such cases.

Debt restructuring with financial institutions

Restructuring makes it possible to fix the debt amount and pay it in equal installments without additional interest. We negotiate with MFOs on your behalf, forcing them to agree to terms favorable to you. You won’t have to communicate with them personally anymore.

Protection of borrowers from collector pressure in Kyiv

Psychological pressure, late-night calls, threats, and letters to relatives are standard methods used by collection agencies in Ukraine. They try to scare you into paying even debts that were charged unlawfully.

Our anti-collector services are aimed at completely stopping this pressure and shifting all communication strictly into a legal framework. We know how to make collectors act according to the law and stop bothering your family.

In our practice, there was a successful case when we managed to reduce the debt to ЄАПБ by 8 times by proving that the interest rate is null and void. After the court, the collectors completely stopped any calls.

Anti-collector legal services

Legal protection from collectors includes filing complaints with the National Bank of Ukraine and law-enforcement bodies. We document all violations by the claimants, which often results in large fines and the revocation of licenses.

Protection of relatives and work colleagues from calls

Calls to third parties without their consent are a direct violation of the law on personal data protection. Our lawyer prepares official demands to collection companies to remove the phone numbers of your loved ones from their databases.

Bankruptcy proceedings for individuals in 2026

When the total amount of your debts becomes unmanageable, and courts with individual creditors do not solve the problem globally, the only lawful way out is bankruptcy. It is a procedure that allows you to fully write off all loans and start financial life from a clean slate.

In 2026, the bankruptcy procedure for individuals in Ukraine became even more accessible and effective. Our Kyiv attorneys support this process from preparing the first application through the court’s decision to fully zero out your debts.

This is a complex judicial process that requires a detailed analysis of your property status, but the result is worth the effort — you are fully released from financial obligations.

Requirements to start an individual bankruptcy procedure

Bankruptcy may be initiated only by the debtor themselves if there are overdue obligations totaling more than 30 minimum wages or a threat of insolvency. We thoroughly analyze your income and property to ensure you meet all statutory requirements.

Full zeroing and write-off of large loans

The outcome of the procedure is a full write-off of all your debts, including loans from banks, MFOs, utility debts, and penalties. After the process is completed, creditors no longer have the right to make any financial demands from you.

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